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3 Amazing Tips to Save Money on Your Dubai Car Insurance

If you are looking for car insurance in Dubai, the first thing you must understand is the number of options you have. In Dubai, there are more than a dozen insurance companies that can offer you customized low-cost car insurance plans that cater to your specific needs. With a wide range of options comes a possibility of saving money. If you can spend the time to shop around and evaluate offers and packages offered by different insurers, you can significantly reduce your premium cost and ensure the best value for your money.

1. Get Quotes and Compare Prices

The first step is to shop around, search and compare prices. Make sure you have asked for quotes for your car from all available insurers. You may find some quotes even 50% less than the other quotes but also make sure to compare the value offered by each insurer for the price. Lowest is not always good if it doesn’t offer you much in terms of coverage for your price.

Tip: Car insurance policies often offered by car dealers or banks are in most cases most expensive so make sure to not to sign up for them without first comparing prices.

2. Make Sure to Not to Forget About the Available Discounts

One of the best ways to save a lot on your insurance premium is by availing discounts like no claim bonus. Based on your driving record, you can save up to 40% on your premium. If you have never applied for any car insurance claim in the past, you can get a no claim certificate (NCD) from your previous insurer and can get a range of discounts based on the years mentioned in the certificate. For example, if you have not claimed for one year, you will have lesser discount compared to no claim record for 5 years.

3. Use Online Sources to Buy Car Insurance

There are plenty of online car insurance providers that offer huge discounts that may help you easily reduce 10% on your insurance premium if you buy the policy online. These websites not only provide you a discount but also the convenience of comparing offers from different insurance providers at the same website.

Most of these websites offer online calculators that also make it easier for customers to have a clear picture of expected payments. While using online comparison websites, make sure you have an accurate estimate of your cars.
Other than these three most effective tips for saving on your car insurance, you can also save more by increasing your excess and by limiting the add-ons.

Read more about car insurance services from AFIA Insurance

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AFIA Insurance Brokerage Services L.L.C. registration no. 85, under United Arab Emirates Insurance Authority