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Why hiring an insurance broker and advisor is a good idea?

Buying insurance is not as simple as it looks like. You have to pay a lot of money as yearly premium which often disturbs your budget and even savings. This is why it is important to make sure you are getting the best value for your price for insurance you are buying.

If you are buying car insurance in Dubai, it becomes more difficult and risky. Why? – Because of the wide range of insurance companies and even wider range of insurance products they offer. You may need weeks to study the plans offered by each company and to compare and find the best one for you.

One of the best ways to ensure that you are buying the right car insurance company is to work with an insurance broker and advisor. Listed are some more reasons why Insurance brokers can save you a lot of time, effort and a good chunk of money.

  1. Insurance brokers make sure that you get the right insurance coverage. With the help of skilled professionals and risk assessment tools, insurance brokers can compare different options scientifically and can find the best possible option for your needs which is not possible on your own.
  2. Most of the time, insurance terms and conditions are too technical and lengthy for the common men. On the other hand, insurance brokers can go into details of each term and can negotiate a better deal. This can help buyers get a customized plan that is specifically tailored to their needs.
  3. Insurance brokers save you a lot of time. From online consultancy to on-phone support, you can get everything done while sitting on the couch in your living room. Insurance brokers can buy a new policy or renew an old one, without any need for you to go anywhere.
  4. If you feel that the insurance agent is making promises that are too good to be true (a common tactic of insurance agents to lure buyers into taking hasty decisions), an independent unbiased review from insurance advisor can provide you details if the promises made by insurance companies are all true.
  5. Insurance brokers often work with major insurance companies as a partner and can find you better premium rates. In fact, it is one of the common reasons why most people choose to work with insurance advisors like Afia – to save money.

Read more about car insurance services from AFIA Insurance

AFIA Insurance Brokerage Services L.L.C. registration no. 85, under United Arab Emirates Insurance Authority